Plans & Options Overview

Explore Your Health Coverage Options

Finding the right health insurance shouldn’t be stressful. At Infinite Health, we make it easy to explore your options and choose a plan that fits your lifestyle, budget, and healthcare needs.

Overview of Plan Types Offered

health coverage options for every stage of life

Medicare Advantage Plans (Part C)

All-in-one plans that often include hospital, doctor, prescription, dental, and vision coverage.

Medicare Supplement Plans (Medigap)

Add-on coverage that helps pay for costs not covered by Original Medicare.

Prescription Drug Plans (Part D)

Standalone drug coverage for those with Original Medicare or Medigap.

ACA Marketplace Plans

Health plans that meet Affordable Care Act requirements, with subsidies available.

Short-Term Health Insurance

Flexible, temporary coverage for gaps between jobs, waiting periods, or other transitions.

Dental & Vision Plans

Optional add-on coverage to keep up with routine care and maintain your overall wellness.

Plan Comparison

Medicare Advantage vs. Supplement vs. ACA

Feature Medicare Advantage Medicare Supplement (Medigap) ACA Marketplace Plans
Primary Audience Age 65+ Age 65+ Under 65
Includes Drug Coverage ✅ Usually included ❌ Not included (Part D required) ✅ Included
Dental & Vision ✅ Often included ❌ Not included ⚠️ Varies by plan
Provider Flexibility ⚠️ Network restrictions may apply ✅ Any Medicare provider ⚠️ Varies by plan
Cost Structure 💲 Lower premiums, higher out-of-pocket 💲 Higher premiums, lower out-of-pocket 💲 Based on income/subsidies

What Plan Is Right for You

Here to Help You

Not sure where to start? Don’t worry—our licensed advisors will help you evaluate your options and find a plan that checks all the right boxes.

Choosing the best health plan depends on your unique needs. Here’s what to consider:

Your age and eligibility

Are you 65+ or under 65?

Your current health needs

Do you need prescription coverage, frequent doctor visits, or extra benefits like dental or vision?

Your financial situation

What monthly premium and out-of-pocket costs are realistic for you?

Presenting the plan

Medicare Advantage

What It Covers

Medicare Advantage (Part C) plans bundle Medicare Part A (hospital) and Part B (medical), and often include additional benefits like:

Who It’s Best For

Example Plans

Pros

Cons

Common Questions

Medicare Supplement (Medigap)

What It Covers

Medigap helps cover costs not paid by Original Medicare, like:

Eligibility & Timing

Cost Overview

Compared to Advantage Plans

Prescription Drug Plans (Part D)

Overview

Part D plans offer prescription drug coverage for those with Original Medicare or Medigap. Each plan covers a different list of medications (formulary).

Enrollment Periods

Benefits Include

Tools to Compare Plans

We help match your medications to plans that:

ACA Health Plans
(Marketplace Plans)

What ACA Plans Cover

ACA-compliant plans offer 10 essential benefits, including:

Understanding the Marketplace

Plans are categorized into tiers (Bronze, Silver, Gold, Platinum), with differences in premium cost and coverage levels. You can compare and enroll through state or federal exchanges.

Eligibility & Subsidies

Enrollment Periods

Short-Term Health Insurance

What It Covers

Short-term plans offer temporary coverage for:

Who Qualifies

Limitations

Cost Comparison

Dental & Vision Plans

What It Covers

Dental:

Vision:

Who Can Enroll

Costs & Carriers

Add-Ons to Health Plans

Dental and vision coverage can often be bundled with ACA or Medicare Advantage plans, or purchased separately.